bunq is an innovative banking concept; instead of accepting the banking system as it is, they decided to change it. bunq will not use your money for risky investments or sell your data: their goal is have a system which makes money easy to use and share. All your business is handled within their app. Use your money to do what you want, when you want it. Send it to your friends in 1 second. Split it, share it, or save it for a rainy day.